Terms and Conditions

Last updated: January 4, 2026

Legal Business Information

Yomio is operated by Artsiom Hontar, an autonomous entrepreneur registered in Spain with NIF Z2600619Z. Address: Calle de Colombia 14D, Spain.

1. Acceptance of Terms

Welcome to Yomio. By accessing or using our mobile application ("App"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use the App.

2. Description of Service

  • Receipt Scanning: Advanced OCR technology to scan and digitize paper receipts
  • Item-Level Detail: Extraction of individual items, prices, and quantities from receipts
  • Automatic Categorization: AI-powered categorization of purchases and items
  • Purchase History: Digital storage and organization of all scanned receipts
  • Analytics: Spending insights, trends, and reports
  • Family Sharing: Ability to share expense tracking with family members (Premium)
  • Cloud Synchronization: Cross-device data synchronization
  • Data Export: Export capabilities for purchase data (Premium)

3. Account Registration

3.1 Account Creation

  • Be at least 13 years old (16 in the EEA)
  • Provide accurate and complete registration information
  • Maintain and update your account information
  • Keep your password secure and confidential
  • Accept responsibility for all activities under your account

3.2 Account Security

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized access
  • Ensuring your device security, including biometric authentication settings

4. Subscription Plans and Payments

4.1 Free Tier

  • Up to 15 receipts (trial)
  • Basic receipt scanning and categorization
  • 6 months of data retention
  • Basic monthly reports

4.2 Premium Subscription

For current pricing and subscription options, please visit our Pricing page.

  • Up to 100 receipt scannings per month
  • Advanced analytics and spending insights
  • Family sharing for up to 5 members
  • Unlimited data retention
  • Export options (PDF, CSV)
  • Priority customer support

4.3 Subscription Management and Payments

Management

  • You can upgrade or downgrade your subscription at any time through your App Store or Google Play account settings
  • Subscription changes take effect on the next billing cycle
  • You can cancel your subscription at any time; no refunds are issued for the current billing period
  • Upon cancellation, you retain access to Premium features until the end of your current billing period

Payment Processing

  • Payments are processed through Apple App Store or Google Play Store
  • Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period
  • You will be charged within 24 hours prior to the end of the current period
  • Subscription management is handled through your App Store or Google Play account settings

4.4 Refund Policy

  • Monthly subscriptions: 7-day refund window from the time of purchase
  • Annual subscriptions: 14-day refund window from the time of purchase
  • Refund requests must be submitted through Apple App Store or Google Play Store within the applicable refund period
  • Refunds are processed through Apple App Store or Google Play Store according to their respective refund policies
  • Refund eligibility is governed by each platform's refund policy and terms of service
  • We comply with applicable refund policies and consumer protection laws in your jurisdiction
  • For refund inquiries, contact support through the App or visit the respective app store's support portal

5. User Responsibilities and Acceptable Use

5.1 Permitted Use

  • Personal expense tracking and financial management
  • Scanning and storing your own receipts
  • Sharing expenses with family members through the Family Sharing feature
  • Generating reports for personal or tax purposes

5.2 Prohibited Activities

  • Upload fraudulent, altered, or fake receipts
  • Share your account credentials with others
  • Reverse engineer, decompile, or disassemble the App
  • Use the App for illegal activities or money laundering
  • Attempt to gain unauthorized access to our systems or other users' accounts
  • Upload malicious code, viruses, or harmful content
  • Use automated scripts or bots to interact with the App
  • Resell, redistribute, or sublicense the App or services
  • Remove, obscure, or alter any proprietary notices
  • Use the App in a way that violates any applicable laws or regulations